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How to Actually Know if Your Mortgage Refinance Makes Financial Sense

When looking at the current real estate and mortgage refinance markets, two financial indicators really stand out: Mortgage rates are at historic lows Home prices are on the rise Understanding These Indicators Both of these are fairly easy to explain.… Read Now >>

Estate Planning: What Business Owners Need to Know

January 22, 2020

When you own a business, you have a lot on your plate. You are spending your time, money and energy on building your business and trying to increase profitability. It can be hard to think about what would become of… Read Now >>

Sticking to Your Investment Strategy in Times of Crisis

January 15, 2020

In times of world crisis, some investors hit the panic button a bit too early and totally changing their investment strategy. Recently, we’ve been getting a lot of questions about how the military conflict between the United States and Iran… Read Now >>

What Are Your 2020 Financial Resolutions?

January 8, 2020

2020 is finally upon us! Not only are we in a new year, but we’re kicking off a brand new decade. Now is the time most of us try to make some New Year’s Resolutions. Eat healthier, lose weight, volunteer… Read Now >>

Happy Holidays from Illumination Wealth!

December 24, 2019

We wanted to take this opportunity to wish everyone a very happy holiday season. Being that Christmas, Hanukkah and Kwanzaa are all being observed this week, there is no more fitting time to celebrate the season and spread the message… Read Now >>

Smart Ways of Giving Financial Gifts to Kids or Grandkids

December 18, 2019

Gift giving is a natural part of the holiday season. You want to give your kids and grandkids meaningful gifts. Beyond just toys and trinkets, you may want to give them significant financial gifts, whether it’s in the form of… Read Now >>

Why You Should Avoid Market Predictions for 2020

December 11, 2019

2020 is getting closer and it’s almost impossible to avoid hearing “expert” predictions for the stock market and our economy as a whole. If you are plugged into the investment scene at all, then there’s no doubt you’ve already heard… Read Now >>

What is a Donor-Advised Fund and Why Consider it?

December 4, 2019

Many people are looking to increase their charitable contributions this time of year. It can make a big difference in your taxes, but it also just makes you feel good to give back. When you have the means to support… Read Now >>

Buyer Beware! Don’t Overspend Just Because of Discounts.

November 27, 2019

First of all, we want to wish everyone out there a very Happy Thanksgiving. We are very grateful to everyone who is part of the extended Illumination Wealth family! With Thanksgiving weekend, however, also come the biggest consumer “holidays” of… Read Now >>

Evaluating Your Employee Benefits for 2020

November 20, 2019

As the year draws to an end, employers will begin rolling out new and revised employee benefit plans. Even if nothing changes, this is time for you as an employee to make important decisions to maximize what you get out… Read Now >>