5 Steps to Establish a ROBS

July 6, 2022
Stairs symbolizing steps needed to establish a ROBS

Last week, we began our discussion about rollovers as business startups (aka “ROBS”) as a way to generate capital for your business. This strategy allows you to pull funds from your qualified IRA or 401(k) account and invest them as… Read Now >>

Rollovers as Business Startups (ROBS)—Advantages & Disadvantages

June 29, 2022
ROBS concept

If you are looking to start your own business or acquire ownership shares in an existing business, you may be able to utilize your 401(k) or IRA account. Rollovers as Business Startups (aka “ROBS”) allow you to invest your retirement… Read Now >>

How to Prepare for Market Volatility

June 22, 2022
Cracking cube, metaphor for stock market volatility

Market volatility can be scary to even the most experienced investor. The stock market has been on a wild roller coaster ride in recent years, though it’s not really anything out of the ordinary when you look at historic trends.… Read Now >>

How Will Inflation and a Possible Recession Affect the Stock Market?

June 15, 2022
recession and stock market trends

The economy is very interesting right now. We’re in a period of strong economic recovery coming out of the pandemic. The unemployment rate is only 3.6% and employee wages continue to rise. Consumers are spending a lot. Yet, these factors… Read Now >>

What Happens After the Worst Years for the Stock Market?

June 8, 2022
Market charts and calculator - stock market crash concept

2022 has been a very rough year for the stock market. The S&P 500 closed at an all-time high on the first trading day of the year (January 3). It’s been nothing but bad ever since. The S&P has experienced… Read Now >>

Inflation: The Biggest Threat to Your Financial Independence

June 2, 2022
young couple worried about financial plan - inflation concept

It’s no secret that high inflation rates have been affecting our economy. There are numerous factors at play, including the economic recovery coming out of the pandemic. The stock market has taken major hits. The cost of living is rising… Read Now >>

Understanding the NIIT for Rental Property Owners

May 18, 2022
house key and pen to represent rental property - NIIT tax concept

If you are subject to the federal net investment income tax (NIIT), you could be paying as much as 3.8% more on your income taxes. Rental property owners are often subject to this additional tax, depending on their total income… Read Now >>

The Tax Benefits of Donor-Advised Funds

May 11, 2022
Lightbulbs - donor-advised funds concept

Recent tax code changes have made it harder to deduct charitable donations to 501(c)(3) organizations like churches and other nonprofits. You want to support your favorite charities, but it is also important to have the tax benefits that should be… Read Now >>

Personal vs. Business Tax Planning—The Differences to Understand

May 4, 2022
Business tax planning concept

If you own a business—no matter how big or small—there are important things you need to know when it comes to tax planning and filling. We are all used to the individual tax return process with the April 15 deadline.… Read Now >>

What Does “Financial Independence” Mean to You?

April 29, 2022
Goose laying golden nest egg - financial independence concept

The answer to this question might be slightly different for everyone. It’s a deeply personal concept. For some, the idea of financial independence revolves around living on a yacht in the Mediterranean. For others, it simply means their financial needs… Read Now >>