November 2015: Scary Money

Hello All,

Let’s face it, investing can be scary. But what’s scarier is ignoring your fears about investing or not investing at all. The real risk in your financial future is not fluctuations in the financial markets, but not reaching your goals or at some point running out of money. It’s important to confront your fears and educate yourself about investing. Doing so can bring to light many of the financial monsters that lurk in the dark corners of the financial service industry.

In our November newsletter learn about one of the hidden “monsters” that can haunt your financial future and check out the articles we think you should read:

• The Hidden Expenses That Haunt Your Financial Future
• Challenged Athletes Foundation Spinathon Fundraiser
• Illumination’s Media Spotlight: The Best of What We Read & Listened to in October

The Hidden Expenses That Haunt Your Financial Future

Do you know what you’re paying in investment costs? If you’re buying or selling investments through your broker, you already know about the trading cost or commission (the fee the broker charges you to buy or sell the investment). You see that fee stated separately on your trade confirmation or account statement. But did you know that investment funds like mutual funds and exchange traded funds (ETFs) charge you a fee as well?

Read more about The Hidden Expenses That Haunt Your Financial Future

Challenged Athletes Foundation Spinathon Fundraiser

In our last newsletter, we mentioned that Matt was going to be riding a stationary bike to support the Challenged Athletes Foundation. Well, Matt and his wife Lindy were part of a team that raised over $175,000 for this organization! Thanks to all of you who supported the foundation.

Watch this inspiring video from the event.

Illumination’s Media Spotlight

Here’s our monthly compilation of interesting articles and videos designed to keep you informed and engaged in the areas of personal finance, the economy and life. We hope you enjoy this month’s edition. Please send us your thoughts on this month’s articles and suggestions for future posts.

Our Updates

The Best Gift I Ever Received…And You Can Get It (or Give It) Too!
The Hidden Expenses That Haunt Your Financial Future

Investing in Your Financial Life

I Don’t Want to Be Rich (and I Don’t Think You Do Either)
Millennials and Technology Help Boomers Manage Finances
Financial Experts Reveal 7 Ways to Trick Yourself into Saving Money
The Average American Was Able to Save This Much Money Last Year. It Isn’t Pretty. How Do You Compare?
Investors should confront, not ignore their fears

Business

Your Business Brand Is An Extension Of Your Personal Brand
How to Say “No” When It Matters Most 

Personal Improvement

18 Ways to Create Good Habits — and Eliminate Bad Ones — for Life
Wish To Be Successful And Rich? Then Quit This One Terrible Habit

“Remember that people will brag about what they’ve achieved, but they don’t brag about the price they paid to get it.” – Penelope Trunk

As always, we hope you have found this edition to be enlightening and look forward to hearing from you soon!

All the Best,

The Illumination Wealth Team

The opinions and forecasts expressed are those of Matt Rinkey, President of Illumination Wealth Management (IWM) and may not actually come to pass. Mr. Rinkey’s opinions and viewpoints regarding the future of the markets should not be construed as recommendations of any specific security or Illumination Wealth services. No part of this material is intended as an investment recommendation. Neither the information nor any opinion expressed constitutes a solicitation to purchase or sell securities or any of IWM’s services. Do NOT ever purchase any security without doing sufficient research. There is no guarantee that investment objectives outlined will actually come to pass. Investors should consult an Investment Professional before investing in any investment program. Neither Mr. Rinkey or Illumination Wealth nor any of their employees shall have any liability for any loss sustained by anyone who has relied on the information contained herein. Entities including, but not limited to IWM, its officers, directors, employees, customers and affiliates may have a position, long or short, in the securities referred to herein, and/or other related securities, and may increase or decrease such position or take a contra position. The analysis contained is based on both technical and fundamental research. Although the information contain is derived from sources which are believed to be reliable, they cannot be guaranteed. Past performance is never a guarantee of future results.