Terms & Conditions

Disclaimers & Terms.

Disclosures

Rinkey Investments d/b/a Illumination Wealth Management (“Illumination”) is a registered investment adviser headquartered in San Diego, CA.  Illumination and its representatives are in compliance with the current registration requirements imposed upon registered investment advisers by those states in which Illumination maintains clients.  Illumination may only transact business in those states in which it is registered, or qualifies for an exemption or exclusion from registration requirements.

Illumination’s web site is limited to the dissemination of general information regarding its investment advisory services to United States residents residing in states where providing such information is not prohibited by applicable law.  Accordingly, the publication of Illumination’s web site on the Internet should not be construed by any consumer and/or prospective client as Illumination’s solicitation to effect, or attempt to effect transactions in securities, or the rendering of personalized investment advice for compensation, over the Internet. Furthermore, information on this Internet site should not be construed, in any manner whatsoever, as the receipt of, or a substitute for, personalized individual advice from Illumination.

Any subsequent, direct communication by Illumination with a prospective client shall be conducted by a representative that is either registered or qualifies for an exemption or exclusion from registration in the state where the prospective client resides.  For information pertaining to the registration status of Illumination, please contact the United States Securities and Exchange Commission on their web site at www.adviserinfo.sec.gov or and/or the state securities law administrators for those states in which Illumination is registered.

Illumination does not make any representations as to the accuracy, timeliness, suitability, completeness, or relevance of any information prepared by any unaffiliated third party, whether linked to Illumination’s web site or incorporated herein, and takes no responsibility therefore.  All such information is provided solely for convenience purposes only and all users thereof should be guided accordingly.

ADV Part 2

Form ADV Part 2 is the SEC filing that provides details of our professional experience and the services we offer. It also includes information about our fees, how we conduct business, and any business interests we are engaged in.

Form ADV Part 2 can be downloaded here.

Privacy Policy

Rinkey Investments d/b/a Illumination Wealth Management adheres to strict principals of client privacy. We are required to provide clients with an annual Privacy  Policy that details our policies and restrictions on client privacy.

Our Privacy Policy can be downloaded via this link

ACCESS TO THIS WEB SITE IS PROVIDED FOR INFORMATIONAL PURPOSES ONLY AND WITHOUT ANY WARRANTIES, EXPRESSED OR IMPLIED, REGARDING THE ACCURACY, COMPLETENESS, TIMELINESS, OR RESULTS OBTAINED FROM ANY INFORMATION POSTED ON THIS WEB SITE OR ANY THIRD PARTY WEB SITES LINKED TO THIS WEB SITE.