September 2015: The Most Important “Rate” of Your Financial Life

September 1, 2015
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Hello All,

I hope you have been enjoying the summer and are ready for fall! Labor Day is around the corner, and the kids are going back to school.  The stock market has been fluctuating more than usual lately, but this is something we have experienced before, and we think you should keep your cool.  In our September newsletter we cover a very important “rate” and offer some additional articles that we think you should read:

  • The Most Important “Rate” of Your Financial Life
  • Illumination’s Media Spotlight: The Best of What We Read & Listened to in August

The Most Important “Rate” of Your Financial Life

We thought it would be a good time to talk about rates.  No, we’re not talking about interest rates, although that’s been a news topic all year as the country waits for the Fed to increase interest rates.  And we’re not talking about rates of return, even though that topic has been making the news lately as the stock market gyrates. We want to inform you of an even more important rate. This rate will be the biggest determining factor of your future portfolio value.

Click here to learn what The Most Important “Rate” of Your Financial Life is and what you can do to maximize it.

Illumination’s Media Spotlight

Here’s our monthly compilation of interesting articles and videos designed to keep you informed and engaged in the areas of personal finance, the economy and life. We hope you enjoy this month’s edition. Please send us your thoughts on this month’s articles and suggestions for future posts.

Our Updates

Keep Your Cool As An Investor
5 Ways To Save More Without Cutting Back

Investing in Your Financial Life

Many People Think That Investment Is Risky, But The Fact Is It’s Risky Not To Invest – Lifehack
Few Health Savings Accounts Owners Choose To Invest That Money, Study Finds – Kaiser Health News
Women may be less prepared for the death of their spouse – MarketWatch
Gen X: Sleeping Through The Retirement Wake-Up Call – Forbes
Afraid to spend? Why it’s OK to enjoy your money – Star Tribune
Modern Families and Modern Money Worries – New York Times

“Seek freedom and become captive of your desires, seek discipline and find your liberty.” – Frank Herbert

As always, I hope you have found this edition to be of value, and I look forward to “seeing” you again real soon.

All the Best,

The Illumination Wealth Team

The opinions and forecasts expressed are those of Matt Rinkey, President of Illumination Wealth Management (IWM) and may not actually come to pass. Mr. Rinkey’s opinions and viewpoints regarding the future of the markets should not be construed as recommendations of any specific security or Illumination Wealth services. No part of this material is intended as an investment recommendation. Neither the information nor any opinion expressed constitutes a solicitation to purchase or sell securities or any of IWM’s services. Do NOT ever purchase any security without doing sufficient research. There is no guarantee that investment objectives outlined will actually come to pass. Investors should consult an Investment Professional before investing in any investment program. Neither Mr. Rinkey or Illumination Wealth nor any of their employees shall have any liability for any loss sustained by anyone who has relied on the information contained herein. Entities including, but not limited to IWM, its officers, directors, employees, customers and affiliates may have a position, long or short, in the securities referred to herein, and/or other related securities, and may increase or decrease such position or take a contra position. The analysis contained is based on both technical and fundamental research. Although the information contain is derived from sources which are believed to be reliable, they cannot be guaranteed. Past performance is never a guarantee of future results.